This technical update provides additional guidance on the use of package sewerage treatment plants, septic tanks and cesspools. It is important that all workmanship carried out during construction is completed in accordance with the relevant tolerances.
There have been situations where a package sewerage treatment plant has failed because the sides of the tank have crushed due to the pressure of the adjacent ground.
Drainage for which the policyholder is responsible for, is covered under our New Homes, Social Housing, Self-Build and Private Rental Scheme (PRS) policies. Drainage cover may also be in place on some of the other policies we offer, where the specifics of the level of insurance cover must be established.
A package sewerage treatment plant operates as a full system to treat waste effluent from a dwelling. The plant includes pumps to enable the waste to pass through media, the media contains voids which is full of bacteria, the bacteria breaks down the waste and enables a clean discharge from the plant. The treatment plant will still require periodic emptying from time to time to clear non-degradable waste products.
A septic tank was the original method of dealing with effluent in remote areas where there was no provision for mains drainage. The tank effectively separates solids from liquid; the liquid is released from the tank via irrigation drainage. The liquid is not clean! The solid waste will collect at the bottom of the tank and will require emptying periodically.
Cesspools are similar to septic tanks apart from they do not have the discharge pipe and are therefore emptied more regularly and are usually larger in size. Cesspools are commonly used in areas where there are risks associated with irrigation contamination.
It is important that tanks are adequately sized, tanks are normally classified by the population they would serve, so effectively if you have a five person three bed house, a 5-6 person tank would suffice, the smaller treatment plants generally start from around a 5-7 person size and can increase substantially to plants in excess of 300 population.
No storm drainage ground water drainage must pass through the tank as this reduces the effectiveness of the sewerage treatment.
Under the Building Regulations there is a requirement that tanks are accessible for emptying.
From a warranty perspective, where a tank or treatment plant is to be installed, our Risk Management Surveyor will discuss our technical requirements and agree an inspection regime for the drainage system.
Every care was taken to ensure the information in this article was correct at the time of publication. Guidance provided does not replace the reader’s professional judgement and any construction project should comply with the relevant Building Regulations or applicable technical standards. For the most up to date Premier Guarantee technical guidance please refer to your Risk Management Surveyor and the latest version of the Premier Guarantee technical manual.